cbaylessassociates business,financial,government Why I’d Rather Buy Gold Monthly with Dollar-Cost Averaging than Individually

Why I’d Rather Buy Gold Monthly with Dollar-Cost Averaging than Individually

August 1, 2023August 1, 2023| Gregory LoweGregory Lowe| 0 Comment | 12:00 am
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The Benefits of Buying Gold Monthly Instead of Individually

One advantage of Benefits of Buying Gold Monthly instead of individually is the ability to take advantage of dollar-cost averaging. With this approach, buyers can spread out their purchases over time, reducing the impact of market fluctuations on their overall investment. By consistently buying a fixed amount of gold each month, regardless of its price, buyers can potentially lower their average cost per ounce over time.

Another benefit is the ease and convenience that comes with setting up a monthly gold subscription. Instead of constantly monitoring market conditions and making individual purchasing decisions, I can simply set up automatic monthly payments and let my holdings grow steadily over time. This eliminates the need for constant decision-making and reduces the emotional stress often associated with timing the market.

Furthermore, Buy Gold and Pay Monthly allows you to build a diversified portfolio more easily. By regularly adding to you holdings each month, you can gradually increase your exposure to this precious metal while spreading out any potential risks associated with trading your cash for a single asset class. This strategy helps mitigate volatility in one’s portfolio and provides an opportunity for long-term growth through consistent accumulation of gold assets.

How Dollar-Cost Averaging Makes Gold Buying More Accessible

Dollar-cost averaging is a strategy that can make buying gold more accessible for investors. Instead of making large lump sum purchases, this approach allows individuals to buy gold in smaller increments on a regular basis. By spreading out the investment over time, it reduces the impact of short-term price fluctuations and minimizes the risk associated with timing the market.

One of the main benefits of dollar-cost averaging when buying gold monthly is that it provides an opportunity to take advantage of price fluctuations. Gold prices can be volatile, but by consistently purchasing a fixed amount each month, investors are able to average out their cost per ounce over time. This means that they will acquire more ounces when prices are low and fewer ounces when prices are high. In doing so, they can potentially increase their overall return on investment.

Another advantage of buying gold monthly through dollar-cost averaging is its simplicity and convenience. Setting up a monthly subscription takes just a few minutes and can usually be done online or through a broker. Once set up, investors don’t need to worry about constantly monitoring market conditions or trying to time their purchases perfectly. They can simply sit back and let their automatic investments accumulate over time.

By utilizing dollar-cost averaging when buying gold monthly, investors have an opportunity to build wealth gradually while mitigating some of the risks associated with market volatility. This approach allows them to establish discipline in their investment Habits and avoid making impulsive decisions based on short-term market trends or emotions. Over time, consistent monthly investments in gold have the potential for long-term growth and provide peace of mind knowing that they are steadily Building their portfolio regardless of temporary price fluctuations.

How does dollar-cost averaging make gold buying more accessible?

Dollar-cost averaging involves buying a fixed amount of gold at regular intervals, regardless of its price. This strategy spreads out your purchases over time, making it more affordable and reducing the impact of market volatility. The most accessible entry to this strategy is gold and silver subscription.

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Commercial Real Estate Leasing GuideCommercial Real Estate Leasing Guide

April 16, 2024April 16, 2024| Belinda BoydBelinda Boyd| 0 Comment| 12:00 am

A Commercial lease agreement allows a Business to rent a commercial property from a landlord and is significantly different from Residential leases. Having a guide to negotiating commercial leases and how to negotiate leasing office space is invaluable as there are many costly mistakes that can be made, as well as missed opportunities with lease agreement terms. 

Read below and discover how to navigate a commercial lease and secure the right property for your business.

Define the Commercial Space You Want to Lease

Before looking for commercial real estate, you need to define the parameters of the Building or space you want and need. Having a list of qualities such as budget, office space size, must-have amenities, accessibility, and security can help limit your search for commercial real estate to lease. 

Accessibility, for example, is important to consider, whether customers will be coming to the property or not, as it’s important that your employees can get there as well. Consider the foot traffic, what kind of neighboring businesses are around, parking space, and proximity to public transportation. 

How is the Commercial Real Estate Zoned?

Commercial zoning is important to consider as different buildings fall within different uses. For example, a warehouse and office space are both considered commercial property but will be zoned for different types of businesses. The type of zoning dictates what type of business can make use of the commercial space and is typically local jurisdiction.

When choosing where to look for commercial spaces, check with your local chamber of commerce or zoning regulations based on ZIP code. This will help you narrow your search even further so you can focus on which commercial lease to look into. 

Types of Commercial Leases

Once you’ve narrowed down what a commercial building must have, your budget, and where zoning permits you to do business, you can look at the commercial leases offered by the different properties. It’s important to consider what type of commercial lease is appropriate for your business needs as well as the details of each lease. There are three primary types of commercial real estate leases:
 

Full-Service Lease

This is the most common type of commercial lease and usually with office space. Essentially, the landlord is responsible for the expenses of the property like taxes, insurance, maintenance, janitorial services, and utilities. There are no hidden costs and enables businesses to accurately budget for their monthly and annual lease payments. 

Net Lease

A net lease agreement is typically cheaper in annual rent, but can also include monthly “usual costs, ” such as property insurance, taxes, and common area maintenance items. These leases can be single, double, or triple net:

  • Single: the tenant pays rent plus a pro-rata share of the building’s property taxes
  • Double net: the tenant pays a portion of the property insurance on top of rent and property taxes
  • Triple net: the tenant pays the pro-rata share of property taxes, property insurance, and common area maintenance items. These are more common with restaurant and retail commercial spaces.  

Modified Gross Lease

This type of lease is a mix of full-service and the net lease. For example, a commercial tenant might pay for their portion of the property taxes, insurance, and common area maintenance items, but in a lump sum along with the rent. The benefit here is that the rent is fixed without any hidden costs or sudden expenses. The utilities and janitorial services are covered by the landlord and if the taxes, insurance, or common area maintenance items increases the rent still stays the same. 

Find a Broker to Facilitate the Commercial Lease

Commercial real estate leasing can be intricate and costly when mistakes are made or to get out of, if you’re able to at all. It’s important to have a commercial real estate agent or a tenant broker to help guide you through the process and go over the leases for the building or office space with you. Here at Goodale & Barbieri, we provide tenant representation to help our clients secure the right commercial space for their business. As one of the largest developers, property managers, and a leading real estate firm, we understand what to look for with tenants and the nuances of negotiating a lease, as well as the market. Since 1937 we’ve handled properties of all sorts and currently have over 4 million square feet of commercial property. Discover more about working with experienced experts by following the link below.

Goodale & Barbieri .

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6 Tips To Assist Lengthen The Life Of Your Cold Water Storage Tank6 Tips To Assist Lengthen The Life Of Your Cold Water Storage Tank

November 28, 2024November 28, 2024| Gregory LoweGregory Lowe| 0 Comment| 12:00 am

Extending the lifespan of your water tank comes with multiple benefits beyond financial savings. Talk to us

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Firstly, it provides a continuous and dependable water supply, minimising disruptions caused by sudden tank breakdowns. 

Secondly, extending the tank’s life reduces the environmental impact by limiting the need for frequent replacements, thereby conserving resources and minimising waste. 

What’s more, it results in significant financial benefits, as you save yourself from the expense of buying another water tank entirely. On top of that, maintaining your tank’s life improves water quality by stopping contamination that can occur when tanks break down. To make sure it serves you well for years to come, it’s crucial to take proper care your cold water tank.  Speak direct here

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In this post, we’ll share six valuable tips on how to extend the life of your cold water tank. 

Tip One – Regular Inspections 

The key to a longer-lasting water tank starts with routine visual inspections. Perform regular checks to identify any signs of damage, corrosion or leaks. Watch for cracks, rust, or loose fittings and repair these issues promptly to avoid further damage. Additionally, ensure the tank’s foundation is stable and solid, as an unstable base may lead to structural problems over time. 

Tip 2 – Insulate Your Cold Water Tank 

Insulating your cold water tank is an simple way to prevent heat loss and cut down on energy consumption, particularly if it’s located in an unheated space like an attic or basement. Insulation helps maintain a steady water temperature, lowering the strain on your tank’s components and working to prolong your tank’s lifespan. You could use purpose-built tank jackets or blankets for insulation, or allow our team perform this procedure with ease. 

Tip 3 – Clean And Disinfect Your Cold Water Tank 

Regular cleaning is equally essential to stop sediment build-up, which can decrease the tank’s storage capacity and encourage bacterial growth. Maintaining your tank at least once a year is recommended and is a key aspect of your water tank maintenance. This service could be carried out by our leading team, where we’ll issue you a comprehensive disinfection certificate and your own photographic completion report. 

Tip Four – Water Quality Monitoring 

Water quality can have a significant impact on the lifespan of your water tank. If your water supply contains high levels of minerals or impurities, it can cause scaling and sediment build-up inside the tank. Regularly test the quality of the water stored in the tank. This can help you detect any issues early, like bacterial contamination or changes in chemical composition. 

Tip Five – Water Pressure Control 

High water pressure can put strain on your cold water tank and water system, causing leaks and premature failure. Install a pressure regulator to make sure that the water pressure entering your tank is within safe limits. Periodically check and tune the regulator as necessary to maintain the safe pressure. 

Tip Six – Relining Your Tank 

In some cases, if you’re dealing with an aging cold water tank with worn-out or damaged interior surfaces, relining might be a viable option. Relining requires applying a new, protective lining to the inside of the tank. This lining may help stop further corrosion, leaks and prolong the overall lifespan of the tank. However, relining should be completed by a professional like us and is usually considered when other maintenance and repair options aren’t appropriate. 

We offer all our customers a decade-long guarantee for this service and are equipped with over 12 years of experience working with water tanks throughout the United Kingdom. For more info go here

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What are Cervical Traction Devices?What are Cervical Traction Devices?

October 11, 2023October 11, 2023| Gregory LoweGregory Lowe| 0 Comment| 12:00 am

Are you suffering from neck pain, stiffness, or discomfort? If so, you’re not alone. Conditions affecting the neck affect millions of people worldwide and can significantly impact their daily lives. Fortunately, there are numerous treatment options available, including cervical traction devices. In this blog post, we’ll delve into the world of cervical traction devices, explaining what they are and how Neck Base Medical Supplies can help ease your neck-related issues.

Definition and Types of Cervical Traction Devices

Cervical traction devices are specialized tools designed to provide stretching and decompression to the cervical spine. They are often employed for therapeutic purposes and offer a non-operative approach to reducing neck pain. These devices work by gradually elongating the neck, producing space between the vertebrae and decreasing pressure on the spinal discs and nerves.

An type of cervical traction device is the overdoor cervical traction device. Description of over-the-door unit. By reclining and allowing the weight of their head to create tension, individuals can experience a mild stretch that helps alleviate muscle tension and promote proper alignment of the cervical spine.

A different commonly used type of cervical traction device is the inflatable collar or neck brace. Explanation of how the inflatable collar or neck brace works. This form of device is portable and can be used in diverse settings, making it handy for individuals seeking comfort both at home and on the go.

Benefits of Cervical Traction Devices

Cervical traction devices offer several benefits to those suffering from neck pain and associated ailments.

Alleviating Neck Pain: Cervical traction devices decompress the spine and relieve pressure on the affected areas, aiding in alleviate neck pain, muscle tension, and stiffness.

Enhanced Postural Alignment: Cervical traction devices promote proper spinal alignment, which can improve posture. Regular use of these devices can educate the muscles and ligaments to maintain a more aligned posture, leading to lasting advantages for overall spinal Health.

Additional Approach for Various Conditions: Cervical traction devices can be used as a complementary treatment for conditions such as herniated discs, degenerative disc disease, pinched nerves, or cervical radiculopathy. By reducing pressure on the affected nerves and discs, these devices can help manage symptoms and facilitate healing.

Safety Considerations

Using cervical traction devices is usually safe; however, it’s essential to consult with a healthcare professional before starting any new treatment. They can provide guidance on the proper use of these devices and ensure they are suitable for your specific condition. Additionally, it’s important to follow the manufacturer’s instructions carefully to avoid any potential risks or complications.

Suitability and Precautions

While cervical traction devices can be highly advantageous, they may not be suitable for everyone. Pregnant women, individuals with specific spinal conditions, or those with recent neck injuries should exercise caution or avoid using these devices altogether. Again, consulting with a healthcare professional is key to determining if cervical traction is a suitable option for you.

In conclusion, cervical traction devices are specialized tools designed to provide stretching and decompression to the cervical spine. They offer a non-invasive and handy approach to relieving neck pain, promoting proper alignment, and managing different conditions. Whether you opt for an over-the-door unit or an inflatable collar, using these devices correctly and under professional guidance can provide you with much-needed assistance. Remember, always prioritize safety and consult with a healthcare professional to ensure that cervical traction is appropriate for your specific situation.

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